Pre Existing Condition Insurance India

Most health insurance companies in india define pre existing conditions as “any condition, ailment, injury or related conditions which existed or the patient has taken treatment within 48 months prior to the purchase of health insurance policy from the company”. Here’s how one can get a policy:

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However, it can be a little drawn out as insurers usually ask for extra documentation.

Pre existing condition insurance india. But when he wanted to buy a health insurance cover, he noticed that most insurers were hesitant. Take a look at this article to know more. Saurav sethi, a chartered accountant by profession, had a heart problem.

The most common ones are diabetes, high blood pressure, etc. Amit chhabra, policybazaar.com, to talk more on this. We have with us mr.

This period varies from policy to policy. Health insurance has become quite popular in india nowadays. The maximum waiting period on such peds is four years.

They get health insurance application denials. This way, you might be uninsured against a disease or diseases but shall be covered for other health scenarios based on the terms and conditions of. A pre existing condition is defined as any condition, ailment or injury or related condition (s) for which the insured had signs or symptoms, which was diagnosed and for which the insured received medical advice/ treatment, within 48 months prior to commencement of the first policy issued by the insurer.

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